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Terms & Conditions

Please read these terms carefully before using TensPay services. By using our platform, you agree to these terms.

Last Updated: December 20, 2025

Welcome to TensPay

Welcome to TensPay Solution Private Limited ("TensPay", "we", "us", or "our"). These Terms and Conditions govern your access to and use of our website, payment gateway, and related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our Services.

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1. Service Description

TensPay provides digital payment solutions, including but not limited to:

  • check_circle Payment Processing
  • check_circle E-wallet Management
  • check_circle UPI/QR Integration
  • check_circle Payout Services
  • check_circle Merchant Dashboard
  • check_circle API Access

We act as a facilitator between merchants, customers, and banking institutions.

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2. User Obligations

When using our Services, you agree to:

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3. Payments and Fees

All fees for the use of TensPay Services are set forth in your specific Merchant Agreement. Key points include:

  • info We reserve the right to modify fees with 30 days prior written notice.
  • info Payments processed through our gateway are subject to settlement cycles established by banking partners.
  • info Transaction fees, if applicable, will be deducted automatically from your settlement amount.
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4. Security and Data Protection

TensPay is a PCI-DSS Level 1 compliant provider. We implement industry-standard security measures to protect your transaction data.

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256-bit Encryption

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Fraud Detection

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RBI Compliant

Your use of the Services is also governed by our Privacy Policy.

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5. Intellectual Property

All content, trademarks, logos, and software used in connection with the TensPay Services are the property of TensPay or its licensors.

You are granted a limited, non-exclusive, non-transferable license to use the Services for their intended business purpose. You may not:

  • close Copy or redistribute our software or content
  • close Reverse engineer or attempt to extract source code
  • close Use our trademarks without written permission
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6. Limitation of Liability

To the maximum extent permitted by applicable law, TensPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits or revenue
  • Loss of data or business interruption
  • Damages arising from use or inability to use the Services

Our total liability shall not exceed the fees paid by you in the 12 months preceding the claim.

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7. Governing Law & Disputes

These Terms shall be governed by and construed in accordance with the laws of India.

Dispute Resolution:

Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India. Before initiating legal proceedings, both parties agree to attempt resolution through good-faith negotiations for a period of 30 days.

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Questions About These Terms?

If you have any questions about these Terms & Conditions, please don't hesitate to reach out to our legal team.

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